Acceptance of Terms
These Terms of Use govern your access to and use of the Premier Private Wealth Africa website and its general online content.
By accessing or using this website, you confirm that you have read, understood, and agreed to these Terms of Use and all applicable laws and regulations.
If you do not agree with these terms, you should discontinue use of the website.
Website Information and No Professional Advice
The content provided on this website is intended solely for general informational and educational purposes.
Unless expressly provided under a separate written professional engagement, website content does not constitute:
- Personalised financial advice
- Investment advice or recommendations
- Tax advice
- Legal advice
- Accounting advice
- Insurance advice
- An offer or solicitation to buy or sell securities or regulated financial products
Accessing the website, submitting an enquiry or receiving general information does not create an adviser-client relationship.
Users should obtain appropriate professional advice based on their individual circumstances, objectives and jurisdiction before making any financial, investment, tax or legal decision.
Financial and Investment Risk
Financial strategies and investments involve risk and may be affected by market conditions, currency movements, taxation, liquidity, regulation and economic or political developments.
The value of investments may rise or fall, and users may receive less than the amount originally invested. Past performance is not a reliable indicator of future performance.
PPW Africa does not guarantee that any financial plan, investment strategy or wealth structure will achieve a particular outcome, generate a specific return or preserve capital.
Accuracy of Information
PPW Africa takes reasonable care when preparing and updating website content. However, information may become outdated or may not reflect changes in laws, regulations, markets, products or individual circumstances.
To the fullest extent permitted by law, PPW Africa does not warrant that website content is complete, accurate, current, error-free or suitable for a particular purpose.
Users should verify material information and obtain appropriate professional advice before acting on it.
Intellectual Property
Unless otherwise stated, PPW Africa or its licensors own all intellectual-property rights relating to the website and its content, including:
- Text and articles
- Graphics and images
- Branding and logos
- Reports and documents
- Financial-planning frameworks
- Educational materials
- Website design and software
- Digital tools and resources
You may view and use website content for your personal, non-commercial or internal business purposes.
You may not reproduce, modify, distribute, publish, sell, licence, commercially exploit or create derivative works from website content without prior written permission from PPW Africa, except where permitted by law.
Acceptable Use
You must not:
- Use the website for unlawful, fraudulent or harmful purposes
- Attempt to gain unauthorised access to the website, accounts, systems or data
- Introduce malware, viruses or other harmful technology
- Interfere with the website’s security, availability or performance
- Scrape, copy or extract website content using automated methods without permission
- Impersonate another person or misrepresent your authority
- Infringe the intellectual-property, privacy or other rights of PPW Africa or any third party
Third-Party Websites and Services
The website may contain links to or integrations with third-party websites, financial institutions, professional advisers, payment providers or other external services.
These third parties operate independently and are governed by their own terms, privacy policies and regulatory obligations.
A link, reference, introduction or integration does not constitute a guarantee or endorsement of a third party’s services, availability, suitability or performance. PPW Africa is not responsible for third-party content or independent practices.
Website Availability and Security
We aim to maintain a reliable and secure website, but we do not guarantee uninterrupted, error-free or continuously available access.
The website may be unavailable because of maintenance, technical failures, cybersecurity incidents, service-provider interruptions, network problems or circumstances beyond our reasonable control.
We may change, suspend or discontinue any part of the website where reasonably necessary.
Limitation of Liability
To the fullest extent permitted by applicable law, PPW Africa will not be liable for indirect, consequential, special or purely economic loss arising from:
- Reliance on general website information
- Investment or financial decisions made without personalised professional advice
- Website interruptions or technical failures
- Unauthorised access caused by circumstances beyond our reasonable control
- Information or services provided by independent third parties
- Events beyond PPW Africa’s reasonable control
Nothing in these Terms excludes or limits liability, duties, warranties or consumer rights that cannot lawfully be excluded or limited, including liability arising from fraud, wilful misconduct or any applicable professional obligation.
Privacy and Cookies
Our collection and use of personal information are governed by our Privacy Policy.
Our use of cookies and similar technologies is governed by our Cookie Policy. Where required, optional cookies will be used only after appropriate consent has been obtained.
Changes to These Terms
We may update these Terms of Use to reflect changes in our website, services, business practices or legal and regulatory obligations.
The latest version will be published on the website together with its effective date. Continued use of the website after an update will be subject to the revised terms, to the extent permitted by law.
Contact Us
For questions about these Terms of Use, please contact: complaints@ppwafrica.com